We’re seeing a notable uptick in new single-family homes breaking ground—housing starts climbed 7.6% to an annualized 918,000, especially across the Midwest and West. At the same time, permits have dipped 1.8% to 878,000, and completions are down by 10.4%. Builder confidence remains low, and many are offering increased sales incentives in response to affordability concerns. In unique markets like our Outer Banks and Carova, where every property tells a story, these national trends often take on their own flavor. Having spent nearly two decades guiding clients through this distinct coastal landscape, I know firsthand that the right financing strategy can make all the difference—helping buyers and sellers alike turn opportunities into successful outcomes.

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