{"id":18,"date":"2026-09-12T13:00:00","date_gmt":"2026-09-12T13:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/obxlifestyles-com\/2026\/09\/12\/homebuyers-remain-active-despite-rising-mortgage-rates\/"},"modified":"2026-09-12T13:00:00","modified_gmt":"2026-09-12T13:00:00","slug":"homebuyers-remain-active-despite-rising-mortgage-rates","status":"publish","type":"post","link":"https:\/\/www.obxlifestyles.com\/blog\/2026\/09\/12\/homebuyers-remain-active-despite-rising-mortgage-rates\/","title":{"rendered":"Homebuyers Remain Active Despite Rising Mortgage Rates"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>As someone who\u2019s watched the Outer Banks market evolve over the years, I know how shifts in mortgage rates can influence both buyers and sellers. This week, mortgage applications slipped by 2.9%, with refinance activity down 2% and purchase applications dropping 4%. The 30-year fixed mortgage rate now stands at 6.81%, pushing the Mortgage Intent Index to its lowest non-holiday reading since December 2025. In a coastal community like Carova, where every transaction is unique, understanding these trends is key to making confident decisions\u2014whether you\u2019re considering a move to our 4&#215;4 beaches or weighing the right time to list your property. My focus remains on navigating these changes with a client-first, strategic approach to ensure your real estate experience is as smooth as our Outer Banks sands.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.housingwire.com\/articles\/mortgage-applications-slip-rates\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As someone who\u2019s watched the Outer Banks market evolve over the years, I know how shifts in mortgage rates can influence both buyers and sellers. This week, mortgage applications slipped by 2.9%, with refinance activity down 2% and purchase applications dropping 4%. The 30-year fixed mortgage rate now stands at 6.81%, pushing the Mortgage Intent [&hellip;]<\/p>\n","protected":false},"author":292,"featured_media":51,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-18","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.obxlifestyles.com\/blog\/wp-json\/wp\/v2\/posts\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.obxlifestyles.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.obxlifestyles.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.obxlifestyles.com\/blog\/wp-json\/wp\/v2\/users\/292"}],"replies":[{"embeddable":true,"href":"https:\/\/www.obxlifestyles.com\/blog\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":0,"href":"https:\/\/www.obxlifestyles.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.obxlifestyles.com\/blog\/wp-json\/wp\/v2\/media\/51"}],"wp:attachment":[{"href":"https:\/\/www.obxlifestyles.com\/blog\/wp-json\/wp\/v2\/media?parent=18"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.obxlifestyles.com\/blog\/wp-json\/wp\/v2\/categories?post=18"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.obxlifestyles.com\/blog\/wp-json\/wp\/v2\/tags?post=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}